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Can You Reclaim PPI for a Deceased Spouse?

A lot of people have had PPI applied to facilities with banks and lenders and unfortunately passed away. If this is the case then the spouse or husband/wife can make a claim. It can take a bit more time than a normal claim due to the lender needing some additional paperwork such as death certificate but apart from that it is a claim as usual.
 
There is no problem in claiming on a deceased estate and there should be nothing to put you off as you do not need paperwork or information confirming that PPI was applied as we can obtain this on your behalf.

We deal with a lot of clients where their husband has sadly passed on and have successfully recovered money on the wife’s behalf. This can apply to any facility where our same terms apply in that if no PPI is found or we obtain no refund there is no fee payable as we work on a purely no win no fee basis.

Banking companies for several years were guilty of mis-selling payment protection insurance, we can provide help to claim back that which you are due. PPI is usually available to people to make certain they were able to meet their finance repayment schedules at times of monetary trouble for example loss of a job or perhaps severe illness. Payment protection insurance ended up being mis-sold to many people that just didn’t require it such as retired persons as well as self-employed, so that bank personnel and loan providers could easily receive huge commission fees. A dishonest approach was to tell the purchaser that the particular loan could solely be obtained equipped with payment protection insurance bundled. Virtually every bank and loan companies within the United Kingdom are accountable for some form of payment protection mis-selling.

You have been most likely mis-sold PPI if:

 

  • The PPI agreement ended up being included in the loan with out your actual knowledege
  • It wasn’t discussed that Payment Protection was in fact non-compulsory
  • Although it was quite clear PPI had not been acceptable you had been nevertheless advised to consider it
  • You weren’t informed about any specific exceptions to claiming Payment protection insurance which include health concerns and self employment
  • That you were never told that your particular PPI arrangement would conclude prior to the closing loan settlement date
  • You actually felt pressured into obtaining payment protection insurance

We’ve got several years experience in claiming back Payment protection insurance and will be able to help you claim back money you could end up being owed this includes interest charges. You won’t have to provide any original agreements or even the loans policy number to create a claim. Our company is able to claim in some cases around 15 yrs of mis-sold Payment protection insurance for our own clients. If you feel you have a PPI claim, Recover Your Money Ltd can quickly and efficiently help you claim any money that you are owed.