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Claim Back Mis-sold PPI from Universal Mortgage Services

Claim Back up to 30 Years of mis-sold PPI

No Original Paperwork Required

For those who have been mis-slod PPI by Universal Mortgage Services, we can help you claim back every one of the money plus interest. In fact, we don’t require original paperwork or maybe the policy number to help you claim back the amount of money. We work on a contingency basis, meaning we are going to not get paid unless your case is a winner. Our company is committed to working harder and over our competition, so we happen to be successful in returning and receiving money from three decades ago.

Payment Protection Insurance (PPI) continues to be mis-sold by creditors, bank card organisations and lenders for several years, many consumers considered that to acquire approved for your loan or credit, they needed to enroll in the PPI plan. Some consumers discovered that the PPI policies they purchased were unsuitable, so that it is impossible so they can file a compensation claim and others were unaware that PPI was incorporated into their loan premiums.

If you have recently enjoyed a loan or possibly a credit arrangement which included PPI in the last thirty years, or perhaps you have realised which a PPI policy has been mis-sold for your needs during the last 3 years, you are able to claim a refund of your PPI payments, plus interest, even if you do not possess the charge card any longer.

PPI was originally created to protect people who had taken out mortgages, credit and store cards and other loans when they were struggling to work as a result of illness, unemployment or an accident.

Common Reasons PPI was mis-sold by Universal Mortgage Services.

. Individuals who believe that they cannot require a loan or visa or mastercard without finding a PPI policy.

. Believing that PPI is compulsory and never optional.

. PPI sold to employed and self-employed people.

. The complete term from the loan is not included in the PPI policy.

. PPI policies are already included in the financing or charge card minus the understanding of the individual.

. Consumers who have PPi but cannot claim it due to pre-existing medical conditions.

. Failing to explain the most important areas of the plan to the consumer such as limitations, cooling-off period and exclusions.

. Neglecting to explain the price of the policy separately towards the loan quotation.

Will I Buy PPI?

It may be difficult to know should you be spending money on PPI, because loan companies refer to this insurance by different names (including just “insurance,” protection or cover), but whatever the title, you will discover it by examining your loan or bank card statements.

Whatever name it goes by, we will assist you in building a Universal Mortgage Services claims in order to get cash back had you been erroneously sold PPI. Begin the filing of your own complaint without delay by filling out the shape on this page so as to begin your claim.

There’s a big tendency that you are spending money on a payment protection insurance when you are someone who has a debit card, loan, or even mortgage with more or less 25-year [bank] agreement. These policies are usually included to loan agreements done by banks and also loaning firms without prior notice, forcing the borrowers to pay for the policy.

The first idea of ppi was to help an individual repay the loan payments when they became sick, was involved in an accident or became unemployed. Greedy finance companies and banks will somehow sell PPI even to those people who are capable enough to not need the policy.

And we established that the banks are already ripping off customers for many years by mis-selling payment protection insurance. There is no doubt that you ought to claim your PPI, but how much time have you got?

You’ve got 25 years much more or less to help make your own claim. Sadly, financial institutions and lending firms set their own time frame which is different from each other. In connection to that, it also counts on how long they’ve been keeping your own information. Essentially, time period mustn’t be given any importance. All you’ll need is your own original files to make the claim. On the other hand, don’t worry if you’ve lost your files too. We will offer you all of the assistance that you need, to make certain that you’ll be capable of making a claim effectively.

If you really need to submit claims but you don’t have with you your original papers or account number, then leave every little thing to us. We could still obtain the claim with no original documents. If it’s already up to 25 years, then nearly all individuals will surely misplace their own credit card or loan documents, and tend to forget their original loan policy number. What is good is that almost all lenders can keep track of all your info by just using your own name along with the address which you have the time the loan was agreed upon.

The law calls for the finance institutions to keep the records for six years right after the day if the first loan was accomplished. This six year is the minimum number of years that any monetary company or business should keep customers details on file. Other lenders still have files of their customers dating back in the 1990’s. Even though it is normal for lending companies to honor claims which are created right after 25 years, some firms just offer a shorter time frame. This is simply because the techniques and periods of time of record keeping normally differ from one lender to the other. When you opt to create a claim right now, you can complete the form on this page.


Have you been obtaining Payment protection insurance without even being aware of it at all? When you said yes, then we could help you. We already extended our own services to numerous clients in reclaiming what’s theirs. And it’s time to do the same as well. Please fill the form given in this web page with the needed details, and we could talk about on precisely how we are able to provide our help.

We are able to assist you in making a claim without your own original documents. The lender’s name, the time, and also the policy you had been committed to, are the details that we want to assist you. We’ve got a group that is able to answer any questions on just how we can assist you in making your own claim.