Claim Back Mis-sold PPI from Guardian Finance Ltd

Claim Back up to 30 Years of mis-sold PPI

No Original Paperwork Required

In case you have been mis-sold PPI by Guardian Finance Ltd previously, you could possibly claim the cash you’re owed plus interest. You do not have to get any paperwork and never need your policy number in order to get started with all the process. In addition, you will not pay us if you do not get money back, so there is no reason to never try for compensation. Our company is dedicated to working harder and longer than our competition, and that we are already successful in returning and obtaining money from 30 years ago.

Many financial organizations including banks, credit card companies, and loan companies, have mis-sold payment protection insurance (PPI) such as Guardian Finance Ltd. In reality, a majority of individuals are led to think that they would not qualify for a loan should they didn’t subscribe to PPI. Some consumers found out that the PPI policies they purchased were unsuitable, making it impossible so they can file a compensation claim yet others were unaware that PPI was a part of their loan premiums.

When you have recently enjoyed a loan or perhaps a credit arrangement which included PPI in the last 30 years, or you have realised that the PPI policy has been mis-sold to you personally during the last three years, it is possible to claim a refund of your own PPI payments, plus interest, even should you not get the visa or mastercard any longer.

The point PPI is to help individuals who are not able to work as a result of sickness, accident or unemployment, make payments on their own bank cards, mortgages and loans.

Common Reasons PPI was mis-sold by Guardian Finance Ltd.

People were led to think that how the visa or mastercard or loan would be unavailable for them unless they took out a PPI policy. PPI was hinted at being compulsory or explaining that this PPI was optional and was sold to unemployed and self-employed people. The entire duration of the financing had not been paid by the PPI policy. PPI coverage was in the transaction of obtaining the financing without having the borrower’s knowledge. People were signed up for the cover for PPI who will never be within the position to use it as a consequence of current medical ailments which were pre-existant. The cooling-off period, exclusions and limitations were never covered. The fee for the PPI separate from the money costs has never been disclosed.

Should I Have PPI Coverage?

PPI goods are given various names that are different, and many of these names add the words, ‘protection’, ‘cover’, and ‘insurance’. Whatever it really is called, your monthly statement from your department store, bank card statement or loan agreement should plainly show you are spending money on the cover for PPI.

Regardless of the it can be called, in case you have been mis-sold PPI, you may definitely generate a Guardian Finance Ltd claim or compensation. Complete the shape in this posting to start together with your claim at this time. Usually do not delay it further.

Over the years, banks have already been providing monetary services that individuals need. And a lot of people are normally making dealings, whether obtaining a loan, mortgage loan or perhaps credit card at [bank]. Those who have engaged themselves in bank agreements for almost 25 years are very likely to have paid a PPI policy. With this, there are loan lenders which add Payment protection insurance to the credit contracts of their borrowers who don’t have any idea. On the other hand, other banking companies deceive their clients to get this insurance policy even though it’s not really necessary.

Customers buy ppi in order to payback any loan if any events occur that can cripple their financial ability, like falling into sickness, or untimely death. That is why a lot of banks needlessly sell PPI policies to borrowers, and employ it as an opportunity to ensure payment.

So we established that the banks are already cheating customers for years by mis-selling ppi. So how much time do you need to claim your PPI?

Quite often, people can claim up to 25 years; this is if they have all the original records of payments and also other documents. The duration where banking companies as well as building societies hold and keep your data is also a major consideration. Even lacking with your original documents, decide on us as we can certainly help you along with your claim.

25 years is a very long time for a lot of circumstances as well as developments to occur. It’s most likely that you lost your credit card and financial loan records by that time. For more than twenty years, not all folks may possibly remember the actual information regarding their loan policy transactions. Most likely, the loan companies can search up your own document with the name as well as address you have used throughout the time you’ve made the transaction with them. The excellent news is; we could help you make a claim even though you don’t have the original paperwork with you. It’s real that it’s faster to have results if you’ve got the supporting records, but they’re not required for filing claims. It’s the key reason why we can pursue the claim in your behalf without requiring minute details from the original documents.

We’ve got a form accessible in this page for you to fill if you’d want us to help you in claiming. Not all loan companies would validate a claim that’s settled by a customer twenty five years after the first transaction. This is mainly because the policies and methods that lenders use in documentation often vary from each other. Many have kept documents going back in the 1990’s while others are fast to dump data files as long as they are legally allowed to do so. The law claims that the client’s data should be just kept by loaning companies for 6 years. Nonetheless, the 6 years period might even take longer as firms have the legal rights to do so according to the circumstance.


You can count on us if you believe that you have mis-sold Payment protection insurance. We have established our name in assisting countless clients in reclaiming what exactly is lawfully their possession. If you’d like more facts about how you are able to claim, please fill out the form on this page.

Furthermore, we can offer your claim even if you don’t have the supporting papers with you. The only thing we need to find out is the name of the loan company, the time when the deal was completed, and the policy which was given to you. And for you to find replies to your question, just consult our own friendly staff about it.