Claim Back Mis-sold PPI from Factfocus

Claim Back up to 30 Years of mis-sold PPI

No Original Paperwork Required

Can you assume that Factfocus has mis-sold you PPI for your needs? If you have, we can assist you get compensated for that full amount they owe you plus interest. To file your claim, you do not need the original policy number or paperwork. We work on a contingency basis, meaning we shall not get compensated unless your case is a winner. Before, we certainly have filed claims returning 30 years, which is further than many other claims management companies are prepared to do.

Many credit card providers, banks and lenders have mis-sold PPI over the years, and this includes Factfocus. Many consumers thought that registering for PPI was required when they dreamed of being approved to get a card or loan. Some consumers found that the PPI policies they purchased were unsuitable, which makes it impossible to allow them to file a compensation claim and others were unaware that PPI was included in their loan premiums.

When you have experienced a credit account or Factfocus loan before 30 years or perhaps you realized that you were mis-sold an insurance plan within the past thirty years, you can find back all of the premiums you paid with interest. This is possible even when you are no longer a merchant account holder.

PPI was made to protect folks who suffer from credit and loans accounts. It can be there to supply a type of insurance when someone becomes ill or maybe otherwise unable to work.

Common Reasons Factfocus mis-sold PPI

Everyone was resulted in believe that that the credit card or loan could be unavailable to them unless they took out a PPI policy. PPI was hinted at being compulsory or explaining how the PPI was optional and was sold to unemployed and self-employed people. The complete time of the loan was not protected by the PPI policy. PPI coverage was contained in the transaction of having the financing minus the borrower’s knowledge. Everyone was enrolled in the cover for PPI who would never also be inside the position to make use of it as a consequence of current health concerns that were pre-existant. The cooling-off period, exclusions and limitations were never covered. The price of the PPI separate from the borrowed funds costs has never been disclosed.

Do You have PPI coverage?

It could be tough to know in case you are investing in PPI, because banking institutions refer to this insurance by different names (including just “insurance,” protection or cover), but no matter the title, you will find it by examining your loan or charge card statements.

No matter what name it is going by, we shall assist you in creating a Factfocus claims to obtain money back should you be erroneously sold PPI. Complete the form on this page to begin with the claim right now. Do not delay it further.

Ppi policies are utilized by numerous customers in credit card loans or even mortgages with [bank] agreements for the last 25 years. It’s a common scenario that many loan providers and banks sell these policies or otherwise include them in credit agreements without making the debtors aware of such.

There are instances that people can’t compensate their loan. However by way of PPI, borrowers who are not working have the ability to pay back what we have borrowed from lending institutions. Though a ppi is advantageous; not all people need to obtain one. You can find finance companies and banks which are simply offering this type of policy behind their clients’ back.

For many years, banking institutions have been crippling monetary states of countless customers by deceiving them into buying payment protection insurance policies. Will there be any ways of claiming Payment protection insurance? Just how can it be done and what is it’s period of time?

There should not be a specific time limit; this is if you have with you your transaction records as well as original documents. We commonly see banks setting their time period limit to twenty five years, however they have the authority to set their very own time limit and it differs from one another. In addition, you must remember that the duration by which they maintain your personal data is also a factor. Most certainly, we ensure you that we are able to lend you a hand in claiming what’s rightfully yours even in without the original documents.

Our own clients are no longer required to provide us their original account number as well as documents simply because while having them is advantageous, it’s still achievable to make a claim without these files. We know that not all people are able to keep financial loan or credit card papers for a maximum of 25 years. The possibilities of you recalling the original loan policy number also are fairly remote. What exactly is most essential is your complete name, and the home address at the time the loan was agreed because most lenders could keep track of your records that way. Rest assured that we can help you on your claim even in without the original papers.

Banking institutions should only keep private files of their clients for six years when the first loan is completed based on the law. Six years is the required minimum period for business and banking institutions to keep all their clients’ information. However, there are many loan providers who still have client’s information even since the year 1990’s. If so, a claim for 25 years from a specific business will not probably be done from another business due to the different methods as well as time keeping of documents of loan providers. However, just fill out the form given on this site if you need to file a claim.


If you believe you’re one of the numerous those who have been mis-sold with Payment protection insurance policies, then we’ll do our very best in helping you claim what’s yours. It is just ideal that you claim just what is yours, and we can assist you do that as we did to thousands of other customers. To start with, you may fill up the form presented on this page.

We don’t need your original papers to help make the claim. The lender’s name, the date, and the policy you were committed to, are the details that we want to help you. If you have any question or if you need any clarification with regards to this issue, we’ve got a staff on standby prepared to give you answers.