Claim Back Mis-sold PPI from Capital One

Claim Back up to 30 Years of mis-sold PPI

No Original Paperwork Required

For those who have been mis-sold PPI by Capital One in past times, you could possibly claim the money you’re owed plus interest. To file your claim, you do not require the original policy number or paperwork. By working with us, you may have nothing to lose, because we focus on a ‘no win no fee’ basis. Previously, we have filed claims returning thirty years, which is further than various other claims management companies are prepared to do.

Many financial organizations including banks, credit card providers, and financial institutions, have mis-sold payment protection insurance (PPI) such as Capital One. In reality, most of individuals are led to believe that they might not qualify for a financial loan if they didn’t subscribe to PPI. Many consumers have purchased unsuitable PPI policies they will are never in a position to claim against. A number of these people are even not aware that PPI is incorporated with their repayment premiums.

When you have had a Capital One loan or credit agreement with PPI a part of it throughout the last three decades, or perhaps you have realised that you had a mis-sold PPI policy in the past three years, it is possible to claim back your PPI premiums together with the interest, whether you still have the visa or mastercard or perhaps not.

The aim PPI is to assist who are unable to work due to a sickness, accident or unemployment, make payments on their credit cards, mortgages and loans.

The normal reasons for mis-selling Capital One PPI

. People who believe that they cannot require a loan or visa or mastercard without finding a PPI policy.

. Convinced that PPI is compulsory rather than optional.

. PPI sold to employed and self-employed people.

. The whole term in the loan is just not covered by the PPI policy.

. PPI policies happen to be offered with the money or charge card without the expertise in the consumer.

. Consumers who definitely have PPi but cannot claim it because of pre-existing medical ailments.

. Failing to explain the main facets of the insurance policy on the consumer including limitations, cooling-off period and exclusions.

. Neglecting to explain the cost of the insurance plan separately for the loan quotation.

have I Got PPI Cover?

Many financial organizations use different names with regard to their PPI products. Many of these names include “cover,” “insurance,” “protection,” or even the like. Whatever name they use, your monthly statement should show when you are purchasing PPI cover.

It does not matter precisely what the PPI is named, should you be mis-sold the plan, then you will want to submit a Capital One claim for compensation. Begin this process without delay by filling on the form included here as quickly as possible.

If you have had a loan, credit card or mortgage with [bank] agreement in the last 25 years is likely that you’ve been paying in to a payment protection insurance policy. These policies are usually included to loan agreements done by banks and also loaning firms without prior notice, forcing the debtors to pay for the policy.

Customers buy payment protection insurance as a way to payback any loan if any events happen that can cripple their financial ability, like falling into illness, or untimely death. That’s why many banks unnecessarily sell PPI policies to debtors, and use it as an opportunity to ensure payment.

So we established that the banks have been cheating clients for decades by mis-selling payment protection insurance. But simply how long can back you claim PPI?

To tell the truth if you have all your original documentation and also records of payments there must not be a specific time limit nevertheless from precisely what we have encountered it could be around 25 years. All financial institutions and also building societies will have different deadlines this will count on precisely how long they hold your own information. When you don’t possess the original files as well as documents from you deals, we might still be able to help you submit a claim.

We do not require an account number or original documents if someone makes a claim; though obtaining them could be beneficial. Not all men and women can help keep all of their credit card or loan documents in a span of 2 and a half decades. Furthermore, it is also difficult for all individuals to bear in mind exactly what their original loan policy number is. The best part of it is that most lenders will only demand your own name as well as address the time the loan was given to be able to retrieve all your files. Thus, we can undoubtedly assist you in your claim even if you do not clearly show us the authentic records.

The law needs financial institutions to keep records of borrowers’ info within 6 years after the completion date of the first loan. In other words, the client’s particulars should only be held for a minimum of 6 years. However, some loan providers fail to stick to the record keeping time frame given that they have still it on file for more than 10 years. Also, loan companies have different strategies as well as period in keeping the files. For this reason, you will find firms that will permit claims for 25 years and others won’t. Well, these come differently based on what the firm makes use of. However, individuals who need to make claims are needed to fill the form that’s found on this page.


If you have been receiving Payment protection insurance without even noticing it, then leave the rest to us. We already extended our services to numerous clients in reclaiming what’s theirs. It’s time for you to take back exactly what you invested also. To help you out further with your necessities, make sure you finish the information required on the form presented down below.

Remember that you no longer need to present the original paperwork should you decide to have our services. We simply require you to answer some elementary queries for us to be informed. We only need your complete name, the policy that you obtained, and your home address when the transaction was done. For more inquiries, you can ask our friendly and also experienced employees.