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Claim Back Mis-sold PPI from BCS Loans & Mortgages

Claim Back up to 30 Years of mis-sold PPI

No Original Paperwork Required

Can you believe that BCS Loans & Mortgages has mis-sold you PPI for you? If you have, we will help you get compensated for the full amount they owe you plus interest. It is not required for us to possess one of your original documents or even your policy number if you wish to make a claim. You also tend not to pay us until you get money back, so there is no reason to not try for compensation. We attempt our very best to help make claims for compensation going back 3 decades. This is far more generous than others companies offer.

Payment Protection Insurance (PPI) continues to be mis-sold by creditors, charge card organisations and lenders for several years, many consumers believed that to obtain approved for your loan or credit, they needed to enroll in the PPI plan. Some people bought PPI policies that were not right for them, yet others had little idea that they were even purchasing PPI to begin with.

In case you have possessed a BCS Loans & Mortgages loan or credit agreement with PPI contained in it within the last 3 decades, or perhaps you have realised you had a mis-sold PPI policy in the past 3 years, you are able to claim back your PPI premiums with all the interest, whether you still need the charge card or not.

It is very important realize that PPI began as an insurance policies, so that individuals with bank cards, loans or mortgages had a layer of protection if they could not enter into work due to illness, unemployment or perhaps accident.

Common Reasons BCS Loans & Mortgages Mis-sold PPI

The reason, lots of people remove a PPI policy, is the mistaken belief that coverage is necessary to obtain approval for loan or bank card. The corporation may hint that this policy is compulsory and fail to tell the borrower that this type of insurance coverage is optional. PPI might be sold to unemployed or self-employed people, who are not able to file claims. The PPI policy might not exactly cover the total loan term. PPI policies can be added to financing or credit card without their knowledge. Some consumers are sold PPI, although they cannot file a claim because of pre-existing medical conditions. A credit or loan provider may neglect to inform the customer of facets of the policies that are crucial so that you can be aware of the coverage, such as limitations, exclusions and the “cooling off” period. There might have been a failure to explain the price of the PPI, by such as the policy rate inside the general loan quotation.

Do I Have PPI Coverage?

It may be challenging to know when you are purchasing PPI, because loan companies refer to this insurance by different names (including just “insurance,” protection or cover), but irrespective of the title, you can find it by examining your loan or charge card statements.

No matter what it is called, in case you have been mis-sold PPI, you are able to definitely generate a BCS Loans & Mortgages claim or compensation. Complete the form on this page to get going together with your claim at the moment. Will not delay it further.

During times of financial crisis, where many people go to are banks. It is at [bank] that many people are applying for financial loans, bank card or mortgage. Also, if you have been making transactions with them for the last 25 years, it’s achievable that you have acquired the payment protection insurance policy. With this, there are loan companies which add PPI to the credit contracts of their debtors who don’t have any clue. A number of banks will even offer inaccurate details to be able to deceive their customers in getting this insurance policy.

There are cases that folks cannot pay their loan. Nonetheless, with the existence of the PPI, such folks could be aided in repaying their loans. Still, the reality is that the payment protection insurance is not a policy for every person. Unfortunately, a number of banks and also lending institutions are providing this insurance policy to their own clientele without informing them ahead of time.

There’s a lot of banking institutions offering payment protection insurance policy to their borrowers being aware of that it’s not even necessary in the first place. It’s saddening to know that many customers have fall victims in this tough agreement for quite some time. You could state that this is as good as stealing someone else’s cash. That’s why you ought to find out how could you claim your own PPI.

There is no certain time limit offered when you can provide a complete original documentation and records of payments, nonetheless debtors are provided 25 years tops. The time limit that you have is also based on the private information that banks have saved, and not removed yet in their data files over the course of time. But with us, we will be there to help you in making a claim even an original work is not provided.

Twenty five years is a long time for many circumstances as well as developments to happen. A time that long is more than enough for your papers and records to be misplaced. Furthermore, individuals could barely recall their 25-year old account number from their loan policy. Loan providers would have recorded both your name as well as address during the time of the agreement. This information will then serve as your personal data and utilized for monitoring more details. The good news is; we could help you make a claim even if you don’t have original paperwork along with you. While it’s advantageous to have these records, it is not necessary in making a claim. That is the reason why specific numerical details as well as other documents are not needed.

Just complete the form you see on this site for it will help you file your claim. Not all loan companies will validate a claim that’s settled by a customer 25 years immediately after the first transaction. It’s because record storage policies are different on each lending company. Several documents are kept for decades as their first financial transaction, however there are those who get rid of the details whenever they’ve accomplished their time period limit. For legal reasons, loaning companies must keep any records from your first transaction for six consecutive years. Even now, the 6 years period may even take longer since companies have the legal rights to do so according to the circumstance.


There’s no reason for one to be troubled if you think that you unknowingly acquired a Payment protection insurance since we are able to help you with such matter. Several people already made a claim efficiently by means of our own assistance, and we can do the same thing for you. To begin with, you may complete the form presented on this page.

We can assist you in making a claim without your own authentic papers. Just present us the name of the loan company, the day you had the loan, and the policy you had. We’ve got a team which is ready to respond to any questions on the way we could help you make your claim.