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Can I Claim PPI Without Having My Paperwork?

Claim Back up to 30 Years of mis-sold PPI

No Original Paperwork Required

Today, thousands of people are reclaiming payment protection insurance (PPI) payments they made on their loans due to fraudulent efforts by banks and lending institutions that overcharged for their services. For at least the past six years, certain banks and lending institutions have overcharged for PPI, informed that PPI was mandatory for certain people when it wasn’t or even charged PPI payments without the knowledge of the borrower.

What is PPI?

Payment protection insurance is designed to protect borrowers when they become unable to make their monthly loan payments. If a borrower becomes injured, suffers from an illness, becomes unemployed or is in some manner rendered unable to pay their monthly mortgage, loan or credit card payment, the insurance kicks in and makes the payment for them until they can get back on their feet.

How did Banks and Lending Institutions Abuse the PPI System?

In the mid-2000s, certain banks and lending institutions began abusing the PPI system through a number of different means;

–          Telling borrowers that PPI was mandatory when it was not

–          Informing borrowers that they could not obtain PPI from another source

–          Overcharging the interest rates on PPI

–          Not matching PPI to the value or length of the loan

–          Placing PPI on those who did not qualify

–          Not fully informing borrows about the full effects of PPI

It is estimated that the fraudulent practices of these banks and lending institutions cost borrowers roughly 8 billion pounds, if not more. Currently, less than half have been reclaimed by borrowers, although more of them are filing every day.

Claiming PPI with no Paperwork

Is it possible to make a legitimate PPI claim when you have no paperwork for verification?   A lot of claims companies will tell you that you will need original documents to make a claim, this is actually incorrect.

We can help you make a PPI claim without the need of any paperwork all we will require is the name of your lender and your name and address at the time the loan was taken out.  Simply fill out the form on this page and we will contact you with further information on how to make a claim. 

 

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